Life Is Tough When Your Credit Score Stinks, So Set’s Fix It

Whether it was a foreclosure, short sale, deed-in-lieu of foreclosure, a job loss or just plain irresponsibility, there are some steps you can take to get your credit score back into the range where it is attractive to mortgage lenders and you can finally buy that house. Where does my credit score come from? Credit scores range from 300 (the [...]

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Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards

Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply [...]

A Complete Review Of The Major Credit Reporting Agencies And Credit Reports

Today we have grown into a nation looking for instant gratification, the buy now pay later syndrome. So, without a good credit rating it will be very difficult to get the [...]

Why They Want You to Have Bad Credit

HOW MUCH DOES DAMAGED CREDIT COST YOU? Example 1. $25,000 Auto Loan 5 Years (60 Months) Perfect Credit- Rate=10% Payment = $531.18 Cost of Bad Credit= $0.00 Fair [...]